The start of a new year can feel like the perfect time to pursue personal and professional goals. That includes the goal of running your own business and being your own boss.

And yet, for many entrepreneurs, there’s a roadblock in the way: startup costs. If you’re exploring business ownership in the home services space, a low-cost franchise can be a smart path forward, pairing independence with a proven playbook and a more accessible investment threshold.

In home service franchising, low-cost can mean high-value

It’s easy to assume that investing in a franchise requires significant capital on the front end. In reality, many home service franchise options are priced under $100,000. Some, like Gotcha Covered and Card My Yard, can cost even less, making entrepreneurship possible without draining savings or taking on massive debt.

Residential services are often naturally well-suited to a low-cost franchising model because they can be home-based or mobile, with limited overhead and lower staffing needs. These factors can help keep startup costs under control.

Four advantages of low-cost home service franchises

A low-cost franchise can offer tangible benefits for anyone pursuing a goal of business ownership. Just a few of those benefits include:

• Reduced risk: Less capital required can mean less financial pressure and more flexibility as you ramp up.
• Faster profitability potential: With fewer debts to repay, it may take less time to recoup your investment and operate in the black.
• Easier scalability: Once the business becomes a profit center, you may be in a position to expand sooner, adding territories or additional units.
• Built-in brand and systems: You’re not starting from scratch. Established branding, group purchasing and operational systems can reduce uncertainty and shorten the learning curve.

If your 2026 goals include more autonomy or greater income control, the right low-cost home service franchise can provide a realistic entry point.

Ready to pursue your goals with Five Star Franchising? Take our quiz or reach out to us directly.